Cash – 83.55 (-19%) – Spending money left over at the time
of the week so the decline is not relevant.
Emergency Fund - $1000.00 (-) No emergencies came about this
month so was not touched.
Saving/Invest accounts - $443.18 (-31%) Lower due to money being
shifted into the share market.
Superannuation – 250.91 (+2%)) little movement here due
mostly due to the deduction of fees.
Share Portfolio – 2648.00 (+80%) New purchase of shares and
strong gains from my major holding led to an increase of around $150.00 this
month in real terms; a great effort.
Debtors – 511.43 (-3%) Little movement but will start to
fall this month as it begins to be paid back.
Car - $1150.00 (-4%) Car had its yearly devaluation according
Nil – (-100%)
NET WORTH TOTAL - $6087.07 AUD (+16%)
January was a good month with $1300 in income and my
birthday increasing my net worth. This was cancelled out somewhat with it being
summer here in Australia (best time of the year meaning parties, trips and the
like). I also made a few large purchases such as a new sound system for my car.
Overall I saw a $800 increase in my net worth which is a good result, meaning I
am under $4000 from my net worth goal for the year.
February is shaping up to be interesting. I have recently
gained some full time employment for the next three weeks which will see my
income rise substantially. Most of this money will find its way into my share
portfolio and superannuation meaning a record rise this month is almost
ensured. At the same time with University starting it could be tough towards
the back end of the month with going back to casual employment and the number
of parties which will take place. Watching cash flow and being cautious with
money will be necessary.